• Medicare

    Of the Top 10 Medicare Supplement Companies for 2019

    Of the Top 10 Medicare Supplement Companies for 2019, we represent 7 of them. Aetna Medicare Supplement Plans for 2019 Founded in the 1800s, Aetna is a large global health insurance company. Furthermore, their Medicare Supplement plans are popular for their low premiums and 12-month rate lock. In addition, Aetna has an A rating from A. M. Best. UnitedHealthcare Medicare Supplement Plans for 2019 UnitedHealthcare is the only Medicare Supplement insurance company endorsed by the AARP. Also, they have an A rating from A.M. Best. Humana Medicare Supplement Plans for 2019 For more than 20 years, Humana has offered Medicare Supplement plans. In Addition, Humana is a Fortune 100 company…

  • Medicare

    Don’t Fail to plan for pre-existing conditions

    Don’t fail to plan for pre-existing conditions, you may not always be as healthy as you are now. You may assume the Affordable Care Act prohibits an insurance company from excluding coverage due to pre-existing conditions. This is not so in certain situations. This potential coverage gap may occur when one first becomes eligible for Medicare at age 65. At that time, you can choose between two alternatives: Traditional Medicare, where you elect to be covered by Parts A, B and D. The advantage of this election is that you can choose any health care provider that accepts Medicare. In this case, it’s also important to purchase a Medigap Plan…

  • Medicare

    Medicare Select Plans

    Don’t get excited by the low premium showing for Medicare Supplement Plans under the Medicare Select title. These Medicare Select plans are a low-cost type of Medicare Supplement plan that must offer the same coverage’s for each letter plans (F, G, N) but does so by using a limited network of hospitals and doctors selected by each insurance company. If you go outside the network, except for emergencies, expect to pay considerably more than what your plan will be willing to pay. Additionally, plan members must get referrals from their primary care providers to see a specialist or be treated at a hospital outside the Medicare Select network. Medicare Select…

  • Medicare

    AFLAC Supplemental

    Beginning soon I will be able to offer my current and future clients a full suite of AFLAC Supplemental products. This includes Accident Insurance, Critical Illness Insurance, Cancer Insurance, Hospital Insurance and Short-term Disability Insurance among others. Boasting 24 hour turnaround on claims and a 1 day pay out on approved claims. I’ll post an update after October 1st, once I know more regarding the details of products available.