• Individual Health Insurance


    Open enrollment for the Individual Marketplace ends February 15, 2015. The deadline to submit ACA applications during Open Enrollment is quickly approaching. Don’t go without health insurance in 2015. If you haven’t, Sign Up Now.

  • Health Care Reform

    What’s Next for the Affordable Care Act in 2015?

    There are only a few weeks left until we reach February 15, the deadline to enroll in coverage during Open Enrollment. No matter if you’ve enrolled in a new health plan or haven’t yet gotten coverage, there are a few things that you can expect from the Affordable Care Act in 2015. Plans start to take effect – once you’ve paid your first premium. Many people who enrolled in health insurance plans in December expected their benefits to begin on January 1. However, if you have not paid the premium for your first month of coverage, your insurance will not be active. Some people think they’re covered just because they picked…

  • Health Care Reform,  Individual Health Insurance


      IF YOU HAVEN’T ALREADY – IT’S NOT TOO LATE   12/16/2014 – 01/15/2015      Enroll during this time to have your plan start 02/01/2015   01/16/2015 – 02/15/2015      Enroll during this time to have your plan start 03/01/2015   02/16/2015                              Open Enrollment Ends   02/16/2015                              Special Enrollment Period Begins (only after a qualifying life event, i.e. Marriage, Birth, Adoption, Divorce, etc.)         Just a reminder, the 2015 penalty for not having health coverage is $325…

  • Individual Health Insurance

    BCBSTX Payment Deadline 01/31/2015

    If your coverage begins on Jan. 1, the deadline to submit the first payment is now Jan. 31, 2015, regardless of whether you bought the policy on or off the Marketplace. Coverage with a Jan. 1, 2015, effective date will only be activated (i.e., you will be eligible for services and your claims will be processed) as soon as the first month’s premium is paid. As a reminder, BCBSTX offers a variety of convenient ways for you to pay your bill. View the different payment options.

  • Individual Health Insurance

    BCBSTX Deadline Extended for Discontinued Members with Off-Marketplace Plans

    As you know, individual non-grandfathered/grandmothered/transitional members received a letter from BCBSTX, with information that 2014 plans would be discontinued after Dec. 31, 2014, and a new plan must be chosen on or before Dec. 31, to have their new plan start on Jan. 1, 2015. BCBSTX has extended the deadline for discontinued plan members to select new BCBSTX off-Marketplace coverage with a Jan. 1 effective date. The new deadline is Jan. 15, 2015. (This extension does not apply to on-Marketplace plans.) To ensure affected clients’ applications are processed correctly, please follow these important guidelines: If an application was received after Dec. 15, 2014, without a Special Enrollment Period indicated, the application…